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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,095 | $88,815-41.3% | $81,882-36.4% | $145,897-64.3% |
| Participation rate | 17.4% | 75.1%-57.7pp | 72.4%-55.0pp | 80.3%-62.9pp |
| Annual return | 15.68% | 1033.75%-1018.1pp | 779.47%-763.8pp | 552.29%-536.6pp |
| Employer contribution / active EE | $691 | $3,086-77.6% | $2,916-76.3% | $4,663-85.2% |
| Participant deferral / active EE | $1,852 | $4,647-60.1% | $4,323-57.2% | $6,689-72.3% |
| Admin fee / account holder | $10,219 | $8,434+21.2% | $7,360+38.9% | $13,390-23.7% |