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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,866 | $90,530-32.8% | $76,030-19.9% | $145,897-58.3% |
| Participation rate | 100.0% | 74.4%+25.6pp | 69.1%+30.9pp | 80.3%+19.7pp |
| Annual return | 8.95% | 625.08%-616.1pp | 361.54%-352.6pp | 552.29%-543.3pp |
| Employer contribution / active EE | $5,360 | $3,319+61.5% | $2,688+99.4% | $4,663+14.9% |
| Participant deferral / active EE | $5,514 | $5,164+6.8% | $4,257+29.5% | $6,689-17.6% |
| Admin fee / account holder | $680 | $8,383-91.9% | $6,421-89.4% | $13,390-94.9% |