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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,949 | $102,385-6.3% | $147,080-34.8% | $80,935+18.6% |
| Participation rate | 89.1% | 75.9%+13.2pp | 82.2%+6.9pp | 67.7%+21.4pp |
| Annual return | 48.49% | 135.09%-86.6pp | 420.17%-371.7pp | 35.66%+12.8pp |
| Employer contribution / active EE | $4,610 | $3,717+24.0% | $4,933-6.6% | $2,757+67.2% |
| Participant deferral / active EE | $9,268 | $6,651+39.4% | $8,066+14.9% | $4,299+115.6% |
| Admin fee / account holder | $5,908 | $7,951-25.7% | $12,989-54.5% | $6,924-14.7% |