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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,999 | $183,516-71.1% | $155,534-65.9% | $145,884-63.7% |
| Participation rate | 69.2% | 82.7%-13.5pp | 78.2%-9.0pp | 80.3%-11.1pp |
| Annual return | 14.50% | 61.43%-46.9pp | 64.92%-50.4pp | 551.85%-537.4pp |
| Employer contribution / active EE | $1,129 | $5,315-78.7% | $4,675-75.8% | $4,662-75.8% |
| Participant deferral / active EE | $4,537 | $6,467-29.8% | $5,630-19.4% | $6,690-32.2% |
| Admin fee / account holder | $20 | $19,293-99.9% | $15,900-99.9% | $13,392-99.9% |