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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,424 | $61,787-83.1% | $97,197-89.3% | $80,925-87.1% |
| Participation rate | 43.2% | 63.5%-20.2pp | 72.7%-29.4pp | 67.7%-24.4pp |
| Annual return | 19.77% | -558.16%+577.9pp | 75.47%-55.7pp | 35.65%-15.9pp |
| Employer contribution / active EE | $755 | $1,836-58.9% | $2,723-72.3% | $2,756-72.6% |
| Participant deferral / active EE | $1,352 | $3,027-55.3% | $4,263-68.3% | $4,299-68.5% |
| Admin fee / account holder | $88 | $5,170-98.3% | $5,637-98.4% | $6,940-98.7% |