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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $486,708 | $88,754+448.4% | $81,820+494.9% | $145,877+233.6% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 21.58% | 1031.77%-1010.2pp | 777.93%-756.4pp | 551.28%-529.7pp |
| Employer contribution / active EE | $19,263 | $3,085+524.3% | $2,915+560.8% | $4,663+313.1% |
| Participant deferral / active EE | $14,131 | $4,648+204.1% | $4,323+226.9% | $6,691+111.2% |
| Admin fee / account holder | $1,275 | $8,424-84.9% | $7,391-82.7% | $13,402-90.5% |