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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,492 | $29,319-88.1% | $52,425-93.3% | $82,448-95.8% |
| Participation rate | 76.7% | 46.9%+29.8pp | 55.6%+21.0pp | 68.1%+8.6pp |
| Annual return | 20.61% | 535.20%-514.6pp | 302.12%-281.5pp | 41.64%-21.0pp |
| Employer contribution / active EE | -$153 | $586-126.0% | $914-116.7% | $2,551-106.0% |
| Participant deferral / active EE | $956 | $1,171-18.4% | $1,790-46.6% | $4,139-76.9% |
| Admin fee / account holder | $1,123 | $1,962-42.8% | $2,495-55.0% | $7,234-84.5% |