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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,991 | $185,312-86.0% | $161,489-83.9% | $154,746-83.2% |
| Participation rate | 90.0% | 82.5%+7.5pp | 78.7%+11.3pp | 80.7%+9.3pp |
| Annual return | 17.29% | 103.84%-86.5pp | 89.72%-72.4pp | 172.34%-155.0pp |
| Employer contribution / active EE | $19 | $4,769-99.6% | $4,268-99.6% | $4,379-99.6% |
| Participant deferral / active EE | $6,044 | $6,350-4.8% | $5,630+7.4% | $6,730-10.2% |
| Admin fee / account holder | $1,621 | $18,654-91.3% | $16,006-89.9% | $14,365-88.7% |