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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,213 | $162,136-74.0% | $152,301-72.3% | $154,746-72.7% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 17.60% | 91.02%-73.4pp | 80.50%-62.9pp | 172.34%-154.7pp |
| Employer contribution / active EE | $4,182 | $4,890-14.5% | $4,624-9.6% | $4,379-4.5% |
| Participant deferral / active EE | $8,363 | $8,341+0.3% | $8,004+4.5% | $6,730+24.3% |
| Admin fee / account holder | $5,941 | $15,759-62.3% | $14,398-58.7% | $14,365-58.6% |