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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,213 | $196,972-78.6% | $182,262-76.8% | $198,609-78.7% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 17.60% | 158.27%-140.7pp | 140.60%-123.0pp | 202.70%-185.1pp |
| Employer contribution / active EE | $4,182 | $5,364-22.0% | $5,046-17.1% | $5,055-17.3% |
| Participant deferral / active EE | $8,363 | $8,643-3.2% | $8,276+1.0% | $6,977+19.9% |
| Admin fee / account holder | $5,941 | $18,429-67.8% | $16,712-64.5% | $19,030-68.8% |