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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,365 | $159,934-84.8% | $147,005-83.4% | $145,959-83.3% |
| Participation rate | 66.7% | 84.0%-17.3pp | 82.2%-15.5pp | 80.3%-13.6pp |
| Annual return | 20.37% | 98.24%-77.9pp | 418.76%-398.4pp | 561.95%-541.6pp |
| Employer contribution / active EE | $3,806 | $5,287-28.0% | $4,934-22.9% | $4,661-18.3% |
| Participant deferral / active EE | $4,669 | $8,427-44.6% | $8,070-42.1% | $6,689-30.2% |
| Admin fee / account holder | $547 | $15,053-96.4% | $13,006-95.8% | $13,398-95.9% |