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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,347 | $196,972-88.7% | $182,262-87.7% | $198,609-88.7% |
| Participation rate | 87.5% | 85.7%+1.8pp | 84.2%+3.3pp | 82.4%+5.1pp |
| Annual return | 15.93% | 158.27%-142.3pp | 140.60%-124.7pp | 202.70%-186.8pp |
| Employer contribution / active EE | $3,864 | $5,364-28.0% | $5,046-23.4% | $5,055-23.6% |
| Participant deferral / active EE | $4,590 | $8,643-46.9% | $8,276-44.5% | $6,977-34.2% |
| Admin fee / account holder | $2,704 | $18,429-85.3% | $16,712-83.8% | $19,030-85.8% |