Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,773 | $81,504-48.7% | $102,437-59.2% | $80,959-48.4% |
| Participation rate | 34.9% | 66.9%-32.0pp | 74.5%-39.6pp | 67.7%-32.8pp |
| Annual return | 12.69% | 25.60%-12.9pp | 24.95%-12.3pp | 35.67%-23.0pp |
| Employer contribution / active EE | $292 | $3,104-90.6% | $3,871-92.5% | $2,757-89.4% |
| Participant deferral / active EE | $2,125 | $3,871-45.1% | $5,060-58.0% | $4,300-50.6% |
| Admin fee / account holder | $5,617 | $6,719-16.4% | $8,388-33.0% | $6,925-18.9% |