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| Provider | Service type | Compensation |
|---|---|---|
RENASANT BANK3 years Service code 21 209 TROY ST · TUPELO, MS 38802 | Bank Trustee | $136,551 |
Service code 15 · EIN 16-1450952 | Recordkeeping | $19,929 |
CAPFINANCIAL PARTNERS LLC10+ years Service code 27 · EIN 26-0058143 | Advisory (Plan) | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,303 | $89,435-34.8% | $164,975-64.7% | $77,714-25.0% |
| Participation rate | 93.7% | 78.6%+15.1pp | 78.6%+15.1pp | 70.6%+23.1pp |
| Annual return | 14.99% | 28.82%-13.8pp | 70.12%-55.1pp | 31.26%-16.3pp |
| Employer contribution / active EE | $1,173 | $2,563-54.2% | $4,343-73.0% | $2,727-57.0% |
| Participant deferral / active EE | $5,505 | $4,901+12.3% | $6,033-8.8% | $4,649+18.4% |
| Admin fee / account holder | $328 | $340-3.3% | $12,688-97.4% | $433-24.2% |