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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,726 | $160,070-50.2% | $147,117-45.8% | $145,897-45.4% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 13.31% | 98.69%-85.4pp | 420.54%-407.2pp | 552.29%-539.0pp |
| Employer contribution / active EE | $2,602 | $5,285-50.8% | $4,932-47.3% | $4,663-44.2% |
| Participant deferral / active EE | $7,085 | $8,419-15.8% | $8,065-12.1% | $6,689+5.9% |
| Admin fee / account holder | $1,103 | $15,035-92.7% | $12,993-91.5% | $13,390-91.8% |