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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,663 | $102,245-56.3% | $89,340-50.0% | $137,256-67.5% |
| Participation rate | 35.7% | 74.9%-39.2pp | 69.6%-33.9pp | 80.0%-44.2pp |
| Annual return | 18.70% | 21.89%-3.2pp | 20.57%-1.9pp | 220.34%-201.6pp |
| Employer contribution / active EE | $752 | $2,529-70.3% | $2,231-66.3% | $4,156-81.9% |
| Participant deferral / active EE | $1,361 | $4,436-69.3% | $3,823-64.4% | $6,407-78.8% |
| Admin fee / account holder | $671 | $8,085-91.7% | $6,704-90.0% | $12,270-94.5% |