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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $435,706 | $171,492+154.1% | $150,734+189.1% | $198,609+119.4% |
| Participation rate | 60.0% | 81.4%-21.4pp | 78.4%-18.4pp | 82.4%-22.4pp |
| Annual return | 16.56% | 804.70%-788.1pp | 600.81%-584.2pp | 202.70%-186.1pp |
| Employer contribution / active EE | $1,863 | $5,470-65.9% | $4,918-62.1% | $5,055-63.1% |
| Participant deferral / active EE | $17,736 | $6,259+183.4% | $5,610+216.2% | $6,977+154.2% |
| Admin fee / account holder | $3 | $17,628-100.0% | $14,905-100.0% | $19,030-100.0% |