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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $435,706 | $129,737+235.8% | $119,126+265.8% | $154,746+181.6% |
| Participation rate | 60.0% | 78.9%-18.9pp | 75.8%-15.8pp | 80.7%-20.7pp |
| Annual return | 16.56% | 379.08%-362.5pp | 282.11%-265.5pp | 172.34%-155.8pp |
| Employer contribution / active EE | $1,863 | $4,375-57.4% | $4,034-53.8% | $4,379-57.5% |
| Participant deferral / active EE | $17,736 | $5,842+203.6% | $5,318+233.5% | $6,730+163.5% |
| Admin fee / account holder | $3 | $11,961-100.0% | $10,693-100.0% | $14,365-100.0% |