Filed November 22, 2021
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,238 | $29,525-28.1% | $56,033-62.1% | $77,736-72.7% |
| Participation rate | 0.0% | 32.7%-32.7pp | 52.5%-52.5pp | 70.6%-70.6pp |
| Annual return | 16.21% | 18.90%-2.7pp | 1711.38%-1695.2pp | 31.26%-15.1pp |
| Employer contribution / active EE | $484 | $569-15.0% | $1,041-53.5% | $2,728-82.3% |
| Participant deferral / active EE | $741 | $1,062-30.2% | $1,954-62.1% | $4,651-84.1% |
| Admin fee / account holder | $4,065 | $1,040+290.9% | $2,827+43.8% | $433+838.2% |