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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,198 | $110,379-88.0% | $102,412-87.1% | $145,884-91.0% |
| Participation rate | 63.6% | 77.9%-14.3pp | 74.5%-10.9pp | 80.3%-16.7pp |
| Annual return | 22.56% | 24.84%-2.3pp | 24.94%-2.4pp | 551.85%-529.3pp |
| Employer contribution / active EE | $1,614 | $4,216-61.7% | $3,870-58.3% | $4,662-65.4% |
| Participant deferral / active EE | $1,873 | $5,622-66.7% | $5,060-63.0% | $6,690-72.0% |
| Admin fee / account holder | $112 | $9,745-98.9% | $8,388-98.7% | $13,392-99.2% |