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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,699 | $185,312-82.9% | $161,489-80.4% | $154,746-79.5% |
| Participation rate | 50.0% | 82.5%-32.5pp | 78.7%-28.7pp | 80.7%-30.7pp |
| Annual return | 27.13% | 103.84%-76.7pp | 89.72%-62.6pp | 172.34%-145.2pp |
| Employer contribution / active EE | $1,411 | $4,769-70.4% | $4,268-66.9% | $4,379-67.8% |
| Participant deferral / active EE | $3,994 | $6,350-37.1% | $5,630-29.0% | $6,730-40.7% |
| Admin fee / account holder | $0 | $18,654-100.0% | $16,006-100.0% | $14,365-100.0% |