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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,340 | $185,312-46.4% | $161,489-38.5% | $154,746-35.8% |
| Participation rate | 78.6% | 82.5%-3.9pp | 78.7%-0.1pp | 80.7%-2.1pp |
| Annual return | 18.56% | 103.84%-85.3pp | 89.72%-71.2pp | 172.34%-153.8pp |
| Employer contribution / active EE | $2,014 | $4,769-57.8% | $4,268-52.8% | $4,379-54.0% |
| Participant deferral / active EE | $2,672 | $6,350-57.9% | $5,630-52.5% | $6,730-60.3% |
| Admin fee / account holder | $3,425 | $18,654-81.6% | $16,006-78.6% | $14,365-76.2% |