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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,928 | $160,028-89.4% | $147,080-88.5% | $145,884-88.4% |
| Participation rate | 94.7% | 84.0%+10.7pp | 82.2%+12.6pp | 80.3%+14.4pp |
| Annual return | 13.15% | 98.60%-85.5pp | 420.17%-407.0pp | 551.85%-538.7pp |
| Employer contribution / active EE | $1,655 | $5,286-68.7% | $4,933-66.5% | $4,662-64.5% |
| Participant deferral / active EE | $2,733 | $8,422-67.6% | $8,066-66.1% | $6,690-59.1% |
| Admin fee / account holder | $8,308 | $15,030-44.7% | $12,989-36.0% | $13,392-38.0% |