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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,363 | $156,398-76.1% | $147,318-74.6% | $138,895-73.1% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 22.37% | 78.75%-56.4pp | 70.43%-48.1pp | 145.39%-123.0pp |
| Employer contribution / active EE | $1,998 | $4,853-58.8% | $4,593-56.5% | $4,194-52.4% |
| Participant deferral / active EE | $11,269 | $8,237+36.8% | $7,906+42.5% | $6,396+76.2% |
| Admin fee / account holder | $674 | $14,976-95.5% | $13,708-95.1% | $12,562-94.6% |