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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,688 | $100,004-47.3% | $81,438-35.3% | $145,959-63.9% |
| Participation rate | 65.0% | 74.2%-9.2pp | 69.5%-4.5pp | 80.3%-15.3pp |
| Annual return | 25.41% | 34.34%-8.9pp | 24.74%+0.7pp | 561.95%-536.5pp |
| Employer contribution / active EE | $1,621 | $2,970-45.4% | $2,460-34.1% | $4,661-65.2% |
| Participant deferral / active EE | $2,592 | $4,603-43.7% | $3,883-33.3% | $6,689-61.3% |
| Admin fee / account holder | $498 | $8,202-93.9% | $5,764-91.4% | $13,398-96.3% |