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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,688 | $100,262-47.4% | $81,370-35.2% | $145,897-63.9% |
| Participation rate | 65.0% | 74.3%-9.3pp | 69.5%-4.5pp | 80.3%-15.3pp |
| Annual return | 25.41% | 34.52%-9.1pp | 24.85%+0.6pp | 552.29%-526.9pp |
| Employer contribution / active EE | $1,621 | $2,979-45.6% | $2,464-34.2% | $4,663-65.2% |
| Participant deferral / active EE | $2,592 | $4,612-43.8% | $3,885-33.3% | $6,689-61.3% |
| Admin fee / account holder | $498 | $8,163-93.9% | $5,749-91.3% | $13,390-96.3% |