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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,176 | $111,535+40.9% | $105,223+49.4% | $137,256+14.5% |
| Participation rate | 14.3% | 78.1%-63.8pp | 75.0%-60.8pp | 80.0%-65.7pp |
| Annual return | 12.42% | 237.85%-225.4pp | 180.65%-168.2pp | 220.34%-207.9pp |
| Employer contribution / active EE | $1,027 | $3,939-73.9% | $3,689-72.2% | $4,156-75.3% |
| Participant deferral / active EE | $4,187 | $5,500-23.9% | $5,072-17.4% | $6,407-34.6% |
| Admin fee / account holder | $793 | $9,721-91.8% | $8,859-91.0% | $12,270-93.5% |