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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,176 | $129,737+21.1% | $119,126+31.9% | $154,746+1.6% |
| Participation rate | 14.3% | 78.9%-64.6pp | 75.8%-61.5pp | 80.7%-66.4pp |
| Annual return | 12.42% | 379.08%-366.7pp | 282.11%-269.7pp | 172.34%-159.9pp |
| Employer contribution / active EE | $1,027 | $4,375-76.5% | $4,034-74.5% | $4,379-76.6% |
| Participant deferral / active EE | $4,187 | $5,842-28.3% | $5,318-21.3% | $6,730-37.8% |
| Admin fee / account holder | $793 | $11,961-93.4% | $10,693-92.6% | $14,365-94.5% |