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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,547 | $112,729-88.9% | $98,716-87.3% | $137,256-90.9% |
| Participation rate | 60.0% | 74.2%-14.2pp | 69.3%-9.3pp | 80.0%-20.0pp |
| Annual return | 18.02% | 38.48%-20.5pp | 31.81%-13.8pp | 220.34%-202.3pp |
| Employer contribution / active EE | $954 | $2,725-65.0% | $2,279-58.1% | $4,156-77.1% |
| Participant deferral / active EE | $1,209 | $4,640-73.9% | $4,048-70.1% | $6,407-81.1% |
| Admin fee / account holder | $70 | $10,129-99.3% | $8,703-99.2% | $12,270-99.4% |