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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,886 | $223,823-51.4% | $211,142-48.4% | $154,746-29.6% |
| Participation rate | 100.0% | 87.9%+12.1pp | 87.3%+12.7pp | 80.7%+19.3pp |
| Annual return | 13.69% | 50.39%-36.7pp | 46.84%-33.1pp | 172.34%-158.6pp |
| Employer contribution / active EE | $540 | $6,787-92.0% | $6,442-91.6% | $4,379-87.7% |
| Participant deferral / active EE | $11,750 | $9,750+20.5% | $9,284+26.6% | $6,730+74.6% |
| Admin fee / account holder | $855 | $19,707-95.7% | $19,076-95.5% | $14,365-94.1% |