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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,863 | $81,504+76.5% | $102,437+40.4% | $80,959+77.7% |
| Participation rate | 96.2% | 66.9%+29.3pp | 74.5%+21.6pp | 67.7%+28.5pp |
| Annual return | 10.43% | 25.60%-15.2pp | 24.95%-14.5pp | 35.67%-25.2pp |
| Employer contribution / active EE | $4,890 | $3,104+57.6% | $3,871+26.3% | $2,757+77.4% |
| Participant deferral / active EE | $13,523 | $3,871+249.4% | $5,060+167.3% | $4,300+214.5% |
| Admin fee / account holder | $9,625 | $6,719+43.2% | $8,388+14.7% | $6,925+39.0% |