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| Provider | Service type | Compensation |
|---|---|---|
PCS RETIREMENT, LLC2 years Service code 19 · EIN 23-3038464 | Securities Custodian | $10,972 |
Service code 27 101 N 7TH STREET #14 · LOUISVILLE, KY 40202 | Advisory (Plan) | $8,000 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,046 | $87,059-16.1% | $105,608-30.8% | $80,925-9.7% |
| Participation rate | 84.4% | 70.4%+14.0pp | 75.3%+9.2pp | 67.7%+16.8pp |
| Annual return | 28.10% | 17.05%+11.1pp | 116.50%-88.4pp | 35.65%-7.5pp |
| Employer contribution / active EE | $1,715 | $2,396-28.4% | $3,167-45.9% | $2,756-37.8% |
| Participant deferral / active EE | $2,757 | $3,986-30.8% | $5,010-45.0% | $4,299-35.9% |
| Admin fee / account holder | $200 | $8,443-97.6% | $11,028-98.2% | $6,940-97.1% |