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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $325,722 | $154,228+111.2% | $145,433+124.0% | $137,256+137.3% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 14.26% | 74.59%-60.3pp | 66.58%-52.3pp | 220.34%-206.1pp |
| Employer contribution / active EE | $8,590 | $4,804+78.8% | $4,554+88.6% | $4,156+106.7% |
| Participant deferral / active EE | $16,450 | $8,216+100.2% | $7,897+108.3% | $6,407+156.8% |
| Admin fee / account holder | $2,227 | $14,344-84.5% | $13,129-83.0% | $12,270-81.9% |