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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $372,176 | $166,020+124.2% | $164,866+125.7% | $145,959+155.0% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 0.30% | 100.08%-99.8pp | 69.97%-69.7pp | 561.95%-561.7pp |
| Employer contribution / active EE | $3,421 | $5,275-35.1% | $4,343-21.2% | $4,661-26.6% |
| Participant deferral / active EE | $13,844 | $6,961+98.9% | $6,033+129.5% | $6,689+107.0% |
| Admin fee / account holder | $7,437 | $16,644-55.3% | $12,689-41.4% | $13,398-44.5% |