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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,432 | $183,592-42.6% | $155,574-32.2% | $145,877-27.7% |
| Participation rate | 33.3% | 82.7%-49.4pp | 78.2%-44.9pp | 80.3%-47.0pp |
| Annual return | 21.21% | 61.37%-40.2pp | 64.87%-43.7pp | 551.28%-530.1pp |
| Employer contribution / active EE | $1,397 | $5,317-73.7% | $4,676-70.1% | $4,663-70.0% |
| Participant deferral / active EE | $4,939 | $6,466-23.6% | $5,629-12.3% | $6,691-26.2% |
| Admin fee / account holder | $375 | $19,316-98.1% | $15,914-97.6% | $13,402-97.2% |