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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,024 | $178,174-84.8% | $156,181-82.7% | $137,256-80.3% |
| Participation rate | 75.0% | 82.0%-7.0pp | 78.8%-3.8pp | 80.0%-5.0pp |
| Annual return | 23.97% | 84.19%-60.2pp | 64.87%-40.9pp | 220.34%-196.4pp |
| Employer contribution / active EE | $2,304 | $4,972-53.7% | $4,294-46.3% | $4,156-44.6% |
| Participant deferral / active EE | $4,004 | $6,888-41.9% | $6,132-34.7% | $6,407-37.5% |
| Admin fee / account holder | $370 | $17,404-97.9% | $14,586-97.5% | $12,270-97.0% |