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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,439 | $180,749-74.3% | $160,784-71.1% | $137,256-66.2% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.0%+23.0pp | 80.0%+20.0pp |
| Annual return | 22.75% | 2234.46%-2211.7pp | 1803.92%-1781.2pp | 220.34%-197.6pp |
| Employer contribution / active EE | $6,479 | $4,155+55.9% | $3,733+73.6% | $4,156+55.9% |
| Participant deferral / active EE | $13,523 | $6,844+97.6% | $6,293+114.9% | $6,407+111.1% |
| Admin fee / account holder | $4,269 | $10,397-58.9% | $9,717-56.1% | $12,270-65.2% |