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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,115 | $183,539-78.7% | $155,556-74.9% | $145,897-73.2% |
| Participation rate | 75.0% | 82.7%-7.7pp | 78.2%-3.2pp | 80.3%-5.3pp |
| Annual return | 12.16% | 61.31%-49.1pp | 64.84%-52.7pp | 552.29%-540.1pp |
| Employer contribution / active EE | $1,934 | $5,315-63.6% | $4,675-58.6% | $4,663-58.5% |
| Participant deferral / active EE | $4,413 | $6,467-31.8% | $5,631-21.6% | $6,689-34.0% |
| Admin fee / account holder | $572 | $19,275-97.0% | $15,885-96.4% | $13,390-95.7% |