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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,772 | $101,618-55.0% | $93,063-50.8% | $137,256-66.7% |
| Participation rate | 66.7% | 74.9%-8.3pp | 72.1%-5.4pp | 80.0%-13.3pp |
| Annual return | 22.24% | 223.95%-201.7pp | 34.15%-11.9pp | 220.34%-198.1pp |
| Employer contribution / active EE | $1,743 | $2,707-35.6% | $2,476-29.6% | $4,156-58.1% |
| Participant deferral / active EE | $10,210 | $4,279+138.6% | $3,958+157.9% | $6,407+59.4% |
| Admin fee / account holder | $114 | $6,198-98.2% | $6,033-98.1% | $12,270-99.1% |