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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,772 | $125,778-63.6% | $114,563-60.0% | $154,746-70.4% |
| Participation rate | 66.7% | 75.2%-8.5pp | 72.9%-6.2pp | 80.7%-14.0pp |
| Annual return | 22.24% | 295.14%-272.9pp | 241.09%-218.9pp | 172.34%-150.1pp |
| Employer contribution / active EE | $1,743 | $2,806-37.9% | $2,592-32.8% | $4,379-60.2% |
| Participant deferral / active EE | $10,210 | $4,445+129.7% | $4,142+146.5% | $6,730+51.7% |
| Admin fee / account holder | $114 | $8,190-98.6% | $7,623-98.5% | $14,365-99.2% |