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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,921 | $111,830-71.5% | $93,696-65.9% | $145,884-78.1% |
| Participation rate | 83.3% | 74.2%+9.1pp | 68.7%+14.6pp | 80.3%+3.0pp |
| Annual return | 14.86% | 204.08%-189.2pp | 133.74%-118.9pp | 551.85%-537.0pp |
| Employer contribution / active EE | $2,420 | $3,093-21.8% | $2,422-0.1% | $4,662-48.1% |
| Participant deferral / active EE | $5,754 | $4,920+16.9% | $4,417+30.3% | $6,690-14.0% |
| Admin fee / account holder | $858 | $10,249-91.6% | $8,287-89.6% | $13,392-93.6% |