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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,928 | $72,071-26.6% | $68,368-22.6% | $137,256-61.4% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 18.47% | 353.14%-334.7pp | 292.57%-274.1pp | 220.34%-201.9pp |
| Employer contribution / active EE | $4,023 | $2,788+44.3% | $2,649+51.9% | $4,156-3.2% |
| Participant deferral / active EE | $9,176 | $4,410+108.1% | $4,123+122.6% | $6,407+43.2% |
| Admin fee / account holder | $2,774 | $5,336-48.0% | $5,150-46.1% | $12,270-77.4% |