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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,056 | $106,749-92.5% | $145,433-94.5% | $82,448-90.2% |
| Participation rate | 95.8% | 75.6%+20.2pp | 82.1%+13.7pp | 68.1%+27.8pp |
| Annual return | 25.80% | 27.59%-1.8pp | 66.58%-40.8pp | 41.64%-15.8pp |
| Employer contribution / active EE | $1,358 | $3,444-60.6% | $4,554-70.2% | $2,551-46.8% |
| Participant deferral / active EE | $2,630 | $6,519-59.7% | $7,897-66.7% | $4,139-36.5% |
| Admin fee / account holder | $790 | $8,390-90.6% | $13,129-94.0% | $7,234-89.1% |