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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,884 | $71,197-10.3% | $93,669-31.8% | $80,925-21.1% |
| Participation rate | 69.0% | 60.4%+8.6pp | 68.7%+0.2pp | 67.7%+1.3pp |
| Annual return | 54.95% | 11.27%+43.7pp | 133.59%-78.6pp | 35.65%+19.3pp |
| Employer contribution / active EE | $2,670 | $1,565+70.7% | $2,424+10.2% | $2,756-3.1% |
| Participant deferral / active EE | $5,209 | $4,036+29.1% | $4,416+18.0% | $4,299+21.2% |
| Admin fee / account holder | $2,108 | $6,959-69.7% | $8,291-74.6% | $6,940-69.6% |