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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,374 | $91,086-88.6% | $203,872-94.9% | $86,983-88.1% |
| Participation rate | 87.8% | 65.8%+21.9pp | 77.8%+10.0pp | 69.5%+18.2pp |
| Annual return | 46.01% | 22.30%+23.7pp | 85.11%-39.1pp | 25.83%+20.2pp |
| Employer contribution / active EE | $2,411 | $2,063+16.8% | $3,757-35.8% | $2,584-6.7% |
| Participant deferral / active EE | $2,832 | $4,019-29.5% | $6,388-55.7% | $4,194-32.5% |
| Admin fee / account holder | $768 | $8,987-91.5% | $11,730-93.5% | $7,856-90.2% |