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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,374 | $90,400-88.5% | $186,193-94.4% | $87,485-88.1% |
| Participation rate | 87.8% | 66.2%+21.6pp | 77.1%+10.6pp | 68.9%+18.8pp |
| Annual return | 46.01% | 22.15%+23.9pp | 78.03%-32.0pp | 26.06%+19.9pp |
| Employer contribution / active EE | $2,411 | $2,170+11.1% | $3,918-38.5% | $2,596-7.1% |
| Participant deferral / active EE | $2,832 | $4,330-34.6% | $6,513-56.5% | $4,274-33.7% |
| Admin fee / account holder | $768 | $8,673-91.1% | $11,058-93.1% | $7,775-90.1% |