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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,424 | $157,829-71.9% | $136,867-67.5% | $198,609-77.6% |
| Participation rate | 66.7% | 77.2%-10.5pp | 74.5%-7.9pp | 82.4%-15.7pp |
| Annual return | 13.89% | 51.25%-37.4pp | 42.97%-29.1pp | 202.70%-188.8pp |
| Employer contribution / active EE | $1,107 | $3,923-71.8% | $3,547-68.8% | $5,055-78.1% |
| Participant deferral / active EE | $2,767 | $5,463-49.4% | $4,924-43.8% | $6,977-60.3% |
| Admin fee / account holder | $680 | $11,107-93.9% | $10,340-93.4% | $19,030-96.4% |