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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,848 | $160,028-57.0% | $147,080-53.2% | $145,884-52.8% |
| Participation rate | 93.8% | 84.0%+9.7pp | 82.2%+11.6pp | 80.3%+13.4pp |
| Annual return | 15.56% | 98.60%-83.0pp | 420.17%-404.6pp | 551.85%-536.3pp |
| Employer contribution / active EE | $2,341 | $5,286-55.7% | $4,933-52.6% | $4,662-49.8% |
| Participant deferral / active EE | $7,021 | $8,422-16.6% | $8,066-13.0% | $6,690+5.0% |
| Admin fee / account holder | $774 | $15,030-94.9% | $12,989-94.0% | $13,392-94.2% |