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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,554 | $159,934-45.9% | $147,005-41.1% | $145,959-40.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 12.22% | 98.24%-86.0pp | 418.76%-406.5pp | 561.95%-549.7pp |
| Employer contribution / active EE | $5,628 | $5,287+6.4% | $4,934+14.1% | $4,661+20.8% |
| Participant deferral / active EE | $16,048 | $8,427+90.4% | $8,070+98.9% | $6,689+139.9% |
| Admin fee / account holder | $15,702 | $15,053+4.3% | $13,006+20.7% | $13,398+17.2% |