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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,667 | $185,312-14.4% | $161,489-1.7% | $154,746+2.5% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 18.22% | 103.84%-85.6pp | 89.72%-71.5pp | 172.34%-154.1pp |
| Employer contribution / active EE | $3,691 | $4,769-22.6% | $4,268-13.5% | $4,379-15.7% |
| Participant deferral / active EE | $9,535 | $6,350+50.2% | $5,630+69.4% | $6,730+41.7% |
| Admin fee / account holder | $1,036 | $18,654-94.4% | $16,006-93.5% | $14,365-92.8% |