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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,485 | $183,516-85.0% | $155,534-82.3% | $145,884-81.2% |
| Participation rate | 81.8% | 82.7%-0.9pp | 78.2%+3.6pp | 80.3%+1.5pp |
| Annual return | 16.25% | 61.43%-45.2pp | 64.92%-48.7pp | 551.85%-535.6pp |
| Employer contribution / active EE | $2,005 | $5,315-62.3% | $4,675-57.1% | $4,662-57.0% |
| Participant deferral / active EE | $5,771 | $6,467-10.8% | $5,630+2.5% | $6,690-13.7% |
| Admin fee / account holder | $334 | $19,293-98.3% | $15,900-97.9% | $13,392-97.5% |