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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,558 | $110,410-68.7% | $102,437-66.3% | $145,897-76.3% |
| Participation rate | 88.9% | 77.9%+11.0pp | 74.5%+14.4pp | 80.3%+8.6pp |
| Annual return | 5.04% | 24.85%-19.8pp | 24.95%-19.9pp | 552.29%-547.2pp |
| Employer contribution / active EE | $2,925 | $4,217-30.6% | $3,871-24.4% | $4,663-37.3% |
| Participant deferral / active EE | $7,453 | $5,622+32.6% | $5,060+47.3% | $6,689+11.4% |
| Admin fee / account holder | $1,915 | $9,745-80.4% | $8,388-77.2% | $13,390-85.7% |