Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,703 | $107,421-81.7% | $182,262-89.2% | $94,015-79.0% |
| Participation rate | 59.3% | 77.8%-18.5pp | 84.2%-25.0pp | 70.8%-11.6pp |
| Annual return | 17.25% | 21.32%-4.1pp | 140.60%-123.3pp | 17.84%-0.6pp |
| Employer contribution / active EE | $1,775 | $3,448-48.5% | $5,046-64.8% | $2,790-36.4% |
| Participant deferral / active EE | $1,946 | $6,558-70.3% | $8,276-76.5% | $4,249-54.2% |
| Admin fee / account holder | $3,188 | $8,692-63.3% | $16,712-80.9% | $8,951-64.4% |