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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,705 | $106,749-31.0% | $145,433-49.3% | $82,448-10.6% |
| Participation rate | 77.3% | 75.6%+1.6pp | 82.1%-4.8pp | 68.1%+9.2pp |
| Annual return | 23.47% | 27.59%-4.1pp | 66.58%-43.1pp | 41.64%-18.2pp |
| Employer contribution / active EE | $0 | $3,444-100.0% | $4,554-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $7,861 | $6,519+20.6% | $7,897-0.5% | $4,139+89.9% |
| Admin fee / account holder | $1,114 | $8,390-86.7% | $13,129-91.5% | $7,234-84.6% |