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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,660 | $97,125-43.7% | $86,233-36.6% | $137,256-60.2% |
| Participation rate | 66.7% | 74.2%-7.5pp | 69.0%-2.4pp | 80.0%-13.3pp |
| Annual return | 20.08% | 74.19%-54.1pp | 61.39%-41.3pp | 220.34%-200.3pp |
| Employer contribution / active EE | $1,751 | $2,841-38.4% | $2,504-30.1% | $4,156-57.9% |
| Participant deferral / active EE | $7,172 | $5,180+38.5% | $4,559+57.3% | $6,407+11.9% |
| Admin fee / account holder | $32 | $9,725-99.7% | $8,342-99.6% | $12,270-99.7% |