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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,895 | $154,228-87.7% | $145,433-87.0% | $137,256-86.2% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 26.25% | 74.59%-48.3pp | 66.58%-40.3pp | 220.34%-194.1pp |
| Employer contribution / active EE | $2,499 | $4,804-48.0% | $4,554-45.1% | $4,156-39.9% |
| Participant deferral / active EE | $5,974 | $8,216-27.3% | $7,897-24.3% | $6,407-6.7% |
| Admin fee / account holder | $611 | $14,344-95.7% | $13,129-95.3% | $12,270-95.0% |