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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,895 | $162,136-88.3% | $152,301-87.6% | $154,746-87.8% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 26.25% | 91.02%-64.8pp | 80.50%-54.2pp | 172.34%-146.1pp |
| Employer contribution / active EE | $2,499 | $4,890-48.9% | $4,624-46.0% | $4,379-42.9% |
| Participant deferral / active EE | $5,974 | $8,341-28.4% | $8,004-25.4% | $6,730-11.2% |
| Admin fee / account holder | $611 | $15,759-96.1% | $14,398-95.8% | $14,365-95.7% |